Simple ways to determine skin tones

Cool Skin Tones
Eyes are usually blue or grey. Hair usually Blonde, Brown or Black. Your skin has definite blue and pinkish undertones. You look best in Silver jewellery. Best colours to wear are fresh/vibrant colours such as blue, red, pink and purple, as well as deep gem stone colours. Your veins will appear bluish on the underside of wrist.

Natural or Balanced Skin Tones
Eyes can be any colour. Hair can be any colour. Your skin has unspecified undertones, such as pink, olive or yellow. Those with natural or balanced colouring can wear just about any colour and look good. Wear gold or silver jewellery (no preference as to which looks better).

Warm Skin Tones
Eyes are usually Brown, Green or Hazel. Hair usually Black, Brown, Red, Auburn, Blonde or Strawberry Blonde. Your skin has yellow/peach or olive undertones. You look best in Gold Jewellery. Best colours to wear are earth-tone colours, such as browns, oranges, yellows, beige, yellow greens, cream, off white, etc. Your veins will appear greenish on the underside of wrist.